What Information We Collect From You
We collect various types of personal information about you during the normal course of offering and providing real estate and/or mortgage
services. This includes but is not limited to: Information you provide in order to purchase a home and/or obtain a home loan including your
name, phone number, address, social security number, email address, employer's name and address, income, assets, liabilities, and answers
to questions of both personal and financial matters; communications from you regarding your loan(s) such as a change of employment;
information obtained from third parties such as consumer reporting agencies or credit bureaus, employers, depository institutions and others,
that we use to evaluate a loan application; information that we may gather in compliance with certain laws and regulations, such as the Home
Mortgage Disclosure Act.
Sharing of the Information Gathered on This Site
We are the sole owner of the information collected on this site. However, in order to process your loan we must share some of the information
with certain third parties. These third parties include: appraisal companies, credit agencies, lenders, mortgage insurance companies, title and
escrow companies.
What Cookies Are and How They Are Used
A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer's hard drive. Our site has
programs that use cookies to maintain session information to remember who you are as you go from page to page. To protect your privacy
we do not use cookies to store or transmit any personal information about you on the Internet.
External Links
This site contains external links (links to other sites). We are not responsible for the privacy practices or the content of such web sites.
If you have any questions about this privacy statement, the practices of this site, or your dealings with this web site, please contact us.
Updating or Deleting Your Information, Including Demographic and Profile Data
You may update or delete your information at any time prior to completing an online data form. Once your online form is completed and
submitted, you will not be able to change any of the information online. You will need to contact us via email, phone or postal mail to request
that we update or delete your information.
Demographic and Profile Data
We may share certain aggregated demographic and profile data with government agencies. We also collect certain data (including your IP
address) about your visit to our web site in our log files to enable us analyze site traffic and gather broad demographic data. The data in our
log files are not linked to personally identifiable information.
Miscellaneous
We cannot ensure that your private communications and other personal information will not be
disclosed to third parties. By way of example, without limiting the foregoing, we may be forced
to disclose information to the government under certain circumstances, or third parties may
unlawfully intercept or access transmissions or private communications.
Material Connection Disclosure
You should assume that there is an affiliate relationship, ownership interest and/or other material connection to the any of the providers of goods and services mentioned throughout this site or through any email offers that may be sent to you after you’ve opted into our email list from Aweber from our autoresponder and follow-up emails. This means that the owner of this blog is either directly or indirectly compensated when you purchase either a product or service-either directly from John Mazzara,one of his companys, from an affiliate link on this site or in an email or if you click on other ads, such as google provided ads-called google adsense.
You should always perform due diligence before buying goods or services from anyone via the internet or offline. You of course are under no obligation to due business with us and we are providing the information on this site as a public service and entertainment. While we try to keep things up to date, laws and information can change. As such, we disclaim all liability for your use of this information contained herein and urge you consult your own advisors for any decisions as it may pertain to your life, goals, and financial well being.
You May Direct Any Concerns to:
John Mazzara 952-929-2577 john@johnmazzara.com
