RESOURCES:

CREDIT
  Cool E-books for Download

  You will be able go to a FREE link to download a credit repair course and E-book that will give you a lot of information about repairing your credit.
  


PRE-PAID LEGAL PLANS
  I highly recommend this product. I use it and so have some of my clients. The provider law firms are of super responsive and the price is right. This affordable plan allows you to have an attorney on "retainer". What I mean is that you can call and get your legal questions answered by an attorney under your membership plan. I like my membership a lot. They have family plans and business owner plans.

  Pre-Paid Legal Life Events Legal Plan SM gives you access to quality law firms for $26 a month or less.
Prepaid Legal Plans


IDENTITY THEFT
  LifeLock is the only Identity Theft Prevention Solution backed by a one-million dollar guarantee! Unfortunately, you or someone you know has probably been a victim of Identity Theft. This service provides you protection. Check it out for yourself.
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FORECLOSURE FINDING SERVICES
  Realty Trac
    
  Foreclosure.com
     Search for Foreclosures Nationwide.




Mortgage News

New MTA Record Even as 1-Year Yield Drifts Higher
Record lows have become routine for the Monthly Treasury Average, and last month was no exception. But the underlying yield has started creeping higher.

An analysis of Federal Reserve data indicates that the MTA was down 1 basis point between December and January.

But the yield on the one-year Treasury, which is used to determine the MTA, rose a basis point between the end of December and the end of January. It was up another basis point Monday.




Apartment and Hotel Loans Help CMBS Delinquency Rate
The rate of delinquency on securitized commercial real estate loans was lower last month, and a big drop in late payments on loans secured by apartment buildings and hotels was responsible for the improved performance.

CRE loans at least 30 days past due as of Jan. 31 that were included in commercial mortgage-backed securities accounted for 9.52 percent of all CMBS loans.

That worked out to $57.7 billion in delinquent loans.




Biggest CRE Loan Servicers
For three consecutive years now, Wells Fargo & Co. has been ranked as the biggest servicer of commercial real estate loans. Its dominance in the sector was made possible through an acquisition more than three years ago. The ranking was released from an annual commercial mortgage convention.

The San Francisco-based company landed the top spot despite that its CRE servicing portfolio dropped 3 percent from the end of 2010.

Next on the 2011 list was PNC Real Estate / Midland Loan Services.




Growth Projected for CRE Production
A forecast issued Monday by commercial mortgage bankers indicated that commercial real estate loan production jumped 64 percent between 2010 and 2011.

During 2012, CRE originations are expected to increase 17 percent from last year.

In fact, commercial mortgage production is projected to increase again in 2013, 2014 and 2015.




Real Estate News

For Your Blog: Ideas for Backyard Improvements
Help clients make their homes feel safe and secluded; post to your blog a free article from NAR's REALTORŪ Content Resource on plants that add privacy. Keep the focus on the backyard with more free articles on patios, pavers, and fencing.

For Your E-newsletter: DIY Home Security
Help clients be safe, not sorry. Add to your e-newsletter a free article from NAR's REALTORŪ Content Resource on conducting a do-it-yourself home security check, or share one of four other free articles on creating a safe and secure home.

Best Places to Live
What makes a location the best place to live, work, or retire? We've gathered the top lists into one spot to help you determine just that. Find out which cities are ranked as the safest to live in, which cities have the best job opportunities, which cities are more family friendly, and much more in this new field guide.

Powerful Facts About Home Ownership
In a new podcast, President Ron Phipps shares the facts about the difference between 5% and 10% down and who home owners really are.


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Disclaimer:
John Mazzara is a licensed Realtor and is affiliated with RE/MAX Results in Edina, Minnesota. Each RE/MAX office is independently owned and operated. John has sold homes since 1986 in Edina and throughout the entire Minneapolis/St. Paul Metro area. We have a lot of relocation resources for relocating to MN. Search for Minnesota Homes via our online MLS search at http://www.minneapolisstpaulhomes.com or by phone at 952-929-2577.

This Website-www.minnesotafhaloan.com is owned and operated by Venture Development-a Minnesota Mortgage broker providing mortgage loan financing. We are a private company and not a government agency or the federal government.
John Mazzara is a licensed Realtor and is affiliated with RE/MAX Results, 7300 France Ave S, Suite 410, Edina, MN 55435. Each RE/MAX office is independently owned and operated. John has sold homes since 1986 in Edina and throughout the entire Minneapolis/St. Paul Metro area. We have a lot of relocation resources for relocating to MN. Search for Minnesota Homes via our online MLS search at http://www.minneapolisstpaulhomes.com/ or by phone at 952-929-2577.

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